THIS IS NOT A BANK
Banks make money when you don't notice. From spreads, fees, and complexity.
Faira doesn't.
Faira is a membership. You pay once a year. That's how we make money. We don't make money on your deposits, your balances, or your confusion.
That changes everything.
It means we don't need overdrafts to work. We don't need teaser rates that disappear. We don't need rewards that quietly cost more than they give back. We don't need you to slip up.
We keep things small on purpose. A few essential financial services. Priced at wholesale. Designed to be understood without a glossary.
As more people join, prices go down—not because we're generous, but because that's the deal. Scale gives leverage. We pass it through.
It's not for everyone.
If you enjoy juggling accounts, chasing bonuses, or optimizing loopholes, this probably isn't your thing. If you like banks that feel busy, impressive, and slightly adversarial, you won't miss us.
But if you want one place where the deal is simple—we charge you once, then fight to lower the price of everything else—welcome home.